Our Online Private Health Insurance quotes page enables
you to e-mail your details directly to us via a data capture form. We will then
provide you with a no obligation quotation for the specific cover you require
fast.
In the majority of cases one of our internet sales advisers will then send you
a competitive quotation via e-mail within 24 hours, providing the quotation
is received within normal office hours and the information required on the form
is complete. Should we require any further details we will endeavour to contact
you by a means and at a time convenient to you.
What is Private Health Insurance?
Private Health Insurance or Income Protection, is a policy designed
to provide you with a regular income, if you are unable to
work as a result of illness or accident. It provides you with an
income for the remainder of the term selected if you are unable to return to
work. All premiums are guaranteed for the term regardless of the number of
claims you may make.
How Does the Plan Work?
You decide the amount of benefit you require, how
soon you need it to be paid and for how long you want the cover.
You pay regular premiums to keep the cover in force.
We provide cover until your plan expires, no matter
how many claims you make.
You notify us when illness or accidental injury has
stopped you working.
We pay you a four-weekly income from the end of your chosen deferred
period for as long as you meet the claims criteria.
What Benefit is Payable?
The benefit stated in your plan document (Plus any subsequent increases) subject to
a
maximum weekly equivalent
of:
70% of the first £10,000 per annum of your
'pre-incapacity earnings' plus
60% of the next £20,000 per annum of your
'pre-incapacity earnings' plus
50% of the next £40,000 per annum of your
'pre-incapacity earnings' plus
40% of your 'pre-incapacity earnings' in excess of £70,000 per
annum.
Require a quotation? Please head to our Income Protection quotation page by
clicking below.
If you would like any further information or assistance in regard to some of
the insurance products on offer, please telephone us on 0800 435648 or
e-mail your details to us by clicking on the e-mail link below.
