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	<title>LYNDHURST FINANCIAL MANAGEMENT BLOG</title>
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	<description>Financial News and Views</description>
	<lastBuildDate>Tue, 24 Jan 2012 10:33:30 +0000</lastBuildDate>
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		<title>Remortgage rates are really worth a look!</title>
		<link>http://www.lyndhurstfm.co.uk/blog/mortgages/remortgage-rates-are-really-worth-a-look/</link>
		<comments>http://www.lyndhurstfm.co.uk/blog/mortgages/remortgage-rates-are-really-worth-a-look/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 09:02:15 +0000</pubDate>
		<dc:creator>Lyndhurst</dc:creator>
				<category><![CDATA[Mortgage Rates, News and Information]]></category>

		<guid isPermaLink="false">http://www.lyndhurstfm.co.uk/blog/?p=562</guid>
		<description><![CDATA[This is a list of the standard variable rates offered by lenders. This is the rate you get when your product expires.  However you don&#8217;t have to stay on this rate or with your current lender. There are deals available starting from 2.29% so it is worth talking to a mortgage adviser. We can let [...]]]></description>
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		<title>Lyndhurst Supporting Local Children</title>
		<link>http://www.lyndhurstfm.co.uk/blog/local-events/lyndhurst-supporting-local-children/</link>
		<comments>http://www.lyndhurstfm.co.uk/blog/local-events/lyndhurst-supporting-local-children/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 09:39:06 +0000</pubDate>
		<dc:creator>Lyndhurst</dc:creator>
				<category><![CDATA[Local Events]]></category>

		<guid isPermaLink="false">http://www.lyndhurstfm.co.uk/blog/?p=558</guid>
		<description><![CDATA[We recently received a nice letter following our support of Keech Hospice Care. Letter from Children&#8217;s Centre]]></description>
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		<slash:comments>0</slash:comments>
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		<title>First Time Buyers &#8211; What Are Their Choices?</title>
		<link>http://www.lyndhurstfm.co.uk/blog/mortgages/first-time-buyers-what-are-their-choices/</link>
		<comments>http://www.lyndhurstfm.co.uk/blog/mortgages/first-time-buyers-what-are-their-choices/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 08:41:29 +0000</pubDate>
		<dc:creator>Lyndhurst</dc:creator>
				<category><![CDATA[Mortgage Rates, News and Information]]></category>
		<category><![CDATA[first time buyers]]></category>

		<guid isPermaLink="false">http://www.lyndhurstfm.co.uk/blog/?p=556</guid>
		<description><![CDATA[Shared ownership – buy a percentage of a property through a specialist housing association, normally 50% and rent the rest on a small rent. Key Worker Schemes – but only for specialist professions eg  teachers, police, fire fighters, nurses, social workers, local government officers. Guarantor mortgages – parent or close family act as a guarantor [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgage Rates below Standard Variable Rate</title>
		<link>http://www.lyndhurstfm.co.uk/blog/mortgages/mortgage-rates-below-standard-variable-rate/</link>
		<comments>http://www.lyndhurstfm.co.uk/blog/mortgages/mortgage-rates-below-standard-variable-rate/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 08:31:29 +0000</pubDate>
		<dc:creator>Lyndhurst</dc:creator>
				<category><![CDATA[For our clients]]></category>
		<category><![CDATA[Mortgage Rates, News and Information]]></category>
		<category><![CDATA[fixed rate mortgage]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.lyndhurstfm.co.uk/blog/?p=552</guid>
		<description><![CDATA[My recent presentation on behalf of the mortgage team highlighted the potential benefits to clients of moving from the standard variable rate on to a new deal. The standard variable  is the rate that the mortgage converts to once the initial product has expired. There could also be massive savings for clients on high fixed [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Private Medical Insurance &#8211; The Health Insurance Group</title>
		<link>http://www.lyndhurstfm.co.uk/blog/for-our-clients/private-medical-insurance-the-health-insurance-group/</link>
		<comments>http://www.lyndhurstfm.co.uk/blog/for-our-clients/private-medical-insurance-the-health-insurance-group/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 08:26:59 +0000</pubDate>
		<dc:creator>Lyndhurst</dc:creator>
				<category><![CDATA[For our clients]]></category>
		<category><![CDATA[Private Medical Insurance]]></category>

		<guid isPermaLink="false">http://www.lyndhurstfm.co.uk/blog/?p=549</guid>
		<description><![CDATA[Yesterday I had a meeting with Stephen a Senior Account Manager for The Health Insurance Group. Stephen and his company provide a broker service for private medical insurance. Although we too can offer this service, Stephen and his team are experts in their field and solely concentrate on offering Private Medical Insurance. They offer products from [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Families left vulnerable by insufficient financial planning</title>
		<link>http://www.lyndhurstfm.co.uk/blog/life-insurance/families-left-vulnerable-by-insufficient-financial-planning/</link>
		<comments>http://www.lyndhurstfm.co.uk/blog/life-insurance/families-left-vulnerable-by-insufficient-financial-planning/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 09:24:41 +0000</pubDate>
		<dc:creator>Lyndhurst</dc:creator>
				<category><![CDATA[Family Protection]]></category>
		<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.lyndhurstfm.co.uk/blog/?p=545</guid>
		<description><![CDATA[Insufficient financial planning is putting families&#8217; wellbeing at risk, research from HSBC has revealed. The worldwide survey of 17,000 consumers found that 52 per cent of parents with dependent children have no financial plan in place, meaning their family would be exposed to changes in circumstances such as ill health, job losses or life post-retirement. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>More borrowers turn to intermediaries for advice</title>
		<link>http://www.lyndhurstfm.co.uk/blog/mortgages/more-borrowers-turn-to-intermediaries-for-advice/</link>
		<comments>http://www.lyndhurstfm.co.uk/blog/mortgages/more-borrowers-turn-to-intermediaries-for-advice/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 10:29:29 +0000</pubDate>
		<dc:creator>Lyndhurst</dc:creator>
				<category><![CDATA[Mortgage Rates, News and Information]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.lyndhurstfm.co.uk/blog/?p=542</guid>
		<description><![CDATA[More borrowers are seeking out advice from mortgage intermediaries for the first time, says research by Kensington. A survey of 617 mortgage intermediaries has found that nearly one in five (18%) say over half of the clients they have seen in the past three months were talking to a mortgage adviser for the first time. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Change to AEGON Fund Names</title>
		<link>http://www.lyndhurstfm.co.uk/blog/fund-performance/change-to-aegon-fund-names/</link>
		<comments>http://www.lyndhurstfm.co.uk/blog/fund-performance/change-to-aegon-fund-names/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 08:35:34 +0000</pubDate>
		<dc:creator>Lyndhurst</dc:creator>
				<category><![CDATA[For our clients]]></category>
		<category><![CDATA[Fund Performance]]></category>
		<category><![CDATA[aegon]]></category>

		<guid isPermaLink="false">http://www.lyndhurstfm.co.uk/blog/?p=539</guid>
		<description><![CDATA[From 1st September 2011, AEGON will be changing the names of their funds replacing the word &#8216;AEGON &#8216;with the word &#8216;Kames&#8217;. This follows a decision in July this year to rebrand itself from AEGON Asset Management UK Plc to Kames Capital. The Company sees this change as a natural evolution of its business following growth [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>NatWest Intermediaries becomes latest to chop rates</title>
		<link>http://www.lyndhurstfm.co.uk/blog/mortgages/natwest-intermediaries-becomes-latest-to-chop-rates/</link>
		<comments>http://www.lyndhurstfm.co.uk/blog/mortgages/natwest-intermediaries-becomes-latest-to-chop-rates/#comments</comments>
		<pubDate>Fri, 26 Aug 2011 09:50:42 +0000</pubDate>
		<dc:creator>Lyndhurst</dc:creator>
				<category><![CDATA[Mortgage Rates, News and Information]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.lyndhurstfm.co.uk/blog/?p=536</guid>
		<description><![CDATA[NatWest Intermediary Solutions has launched three new mortgages to its corporate range and become the latest to make rate reductions. The three new products are a two-year fixed rate purchase and remortgage, 75% LTV, with an initial rate of 3.39% and no fee; a two year fixed rate remortgage, 85% LTV, with an initial rate [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Further presentation regarding our Independent Financial Advice services.</title>
		<link>http://www.lyndhurstfm.co.uk/blog/company-news-and-developments/further-presentation-regarding-our-independent-financial-advice-services/</link>
		<comments>http://www.lyndhurstfm.co.uk/blog/company-news-and-developments/further-presentation-regarding-our-independent-financial-advice-services/#comments</comments>
		<pubDate>Fri, 29 Jul 2011 11:22:55 +0000</pubDate>
		<dc:creator>Lyndhurst</dc:creator>
				<category><![CDATA[Company News and Developments]]></category>
		<category><![CDATA[independent financial advice]]></category>

		<guid isPermaLink="false">http://www.lyndhurstfm.co.uk/blog/?p=533</guid>
		<description><![CDATA[I hope you enjoy our presentation regarding the services we have to offer. As you will see we have a service to suit everyone at every stage of their life and for all circumstances. We look forward to hearing from you soon admin@lyndhurstfm.co.uk or 01582 715777 &#160;]]></description>
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