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Archive for the ‘Wealth Management’ Category

Is a Standard Life Wrap Account right for you?

Thursday, January 7th, 2010

Typically a wrap account is suitable for clients who;

  • have built up (or are building) multiple assets and investments and want to consolidate them in one place
  • like to be able to view their portfolio of assets on-line
  • value goal-based financial planning
  • value an ongoing relationship with their adviser
  • value the active management of their portfolio, including rebalancing
  • are prepared to pay a fee to you in return for the above.

    • Research would suggest that clients value ongoing relationship management yet advisers are often forced to spend most of their time preparing reports, gathering data and making product recommendations.  Do you value the time you spend with your adviser over the time they spend preparing for that meeting? If you moved your assets to a our wealth management service which incorporates Standard Life wrap or another suitable wrap account, administration would be reduced and adviser time could be maximised.

    If you wish to adopt a Lyndhurst Wealth Management Service which includes a wrap account which is appropriate to your needs please contact your IFA or admin@hicks.co.uk.

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    Posted in WRAP | No Comments »

    Aviva reduces Market Value Reduction on With Profits Policies

    Friday, October 23rd, 2009

    We’re pleased to announce that Aviva is making further reductions to Market Value Reduction (MVR) rates from 19 October 2009.  

    Aviva, formally Norwich Union has reduced its exit penalties on with profits policies bought between 1988 and last year on the back of stock market improvements in the last six months.

    The reductions range from 0% to3% with the average being slightly over 1.5%.

     

    The average MVR rates applying to policies are: 

    Year units bought

    Average MVR rate as at 1/7/09

    Average MVR rate as at 19/10/09 b

    1988

    5%

     2%

    1989

    14%

    12%

    1990

    6%

    4%

    1991

    0%

    0%

    1992

    1%

    1%

    1993

    1%

    1%

    1994

    2%

    1%

    1995

    1%

    1%

    1996

    3%

    2%

    1997

    8%

    5%

    1998

    15%

    12%

    1999

    16%

    14%

    2000

    20%

    18%

    2001

    11%

    10%

    2002

    2%

    1%

    2003

    1%

    0%

    2004

    2%

    1%

    2005

    9%

    6%

    2006

    16%

    13%

    2007

    18%

    16%

    2008

    9%

    8%

     

    To find out if this affects you favourably please contact your financial adviser.

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    Posted in Wealth Management | No Comments »

    FTSE Heads for Record Quarterly Gain

    Wednesday, September 30th, 2009

    London equities rose towards their best quarterly performance on record, with strong gains for insurers on growing hopes of further bid activity in the sector.

    Overall, the FTSE 100 rose 25 points to 5,184.82, on course for the best quarterly performance in its history. By the end of the previous session, the index stood 21 per cent higher since the start of July.

     

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    Posted in ISA, Unit Trust, Wealth Management | No Comments »

    Are you Derren Brown? Can you predict the future?

    Thursday, September 10th, 2009

    You may have seen the Channel 4 show, “The Event Live” in which Derren Brown revealed a pre-selected set of lottery balls shortly after the real ones were drawn.

    Can he predict the outcome of the lottery results, or the next day’s stock market movers?

    It would be nice to think so, but the truth is he can’t and neither can we. That is why we don’t chase stocks or asset classes investing for short term gains. We allocate our clients investments in a diverse mix of asset classes appropriate to their investment risk which over the longer term should perform in all market conditions.

    Do you know your investment risk? Do you know your attitude to risk? Do these 2 numbers match up?

    To find out the answers contact us and we will reveal all!

    Derren Brown will also be revealing all tonight on his follow up show.

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    Posted in Wealth Management | No Comments »

    Client Referral Programme

    Tuesday, August 4th, 2009

    Lyndhurst Referral Programme

    Share The Secret Lyndhurst Referral Programme

    Refer a Friend and Let Us Say Thank You

    We have always been proud of the fact that most new Lyndhurst customers find us, often through recommendation by existing clients. However, it never hurts to say thank you (or to encourage this process a little!), so from now on we are offering an extra special thank you gift to anyone who introduces a new customer (individual or company) who implements our financial advice recommendations.

     

    You can choose from any of the following gifts (subject to availability):

    ·                £25 donation to your chosen charity 

    ·                Chocolate hamper – go on, spoil yourself or someone else

    ·                12 red roses - show someone you care or order them for yourself and keep everyone guessing!

    ·                £25 John Lewis vouchers

    In addition, as part of this promotion Lyndhurst will donate £10 to its current adopted charity for every successful referral received.

    To qualify, all you need to do is:

    ·                     Contact us and give us the details of the person you wish to introduce

    ·                     Pass our details on to the person you wish to introduce and ask them to contact us, mentioning your name

    We will send you your chosen gift as soon as we receive payment for the first applicable purchase by the new customer.

    So go on - share the secret of Lyndhurst and claim your reward

     

     

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    Posted in Wealth Management | 1 Comment »

    Standard Life Wrap Reduces Charges

    Wednesday, July 29th, 2009

    Standard Life Wrap offers better value 

    Standard Life aim to offer an unrivalled wrap proposition. To achieve this they keep our pricing and charges under constant review.

    In April of this year they made some important changes to our Wrap pricing structure. The main change was to reduce the annual administration charge by 20 basis points (0.20%) immediately and introduce a £240 annual charge payable in arrears on SIPP and International Portfolio Bond (IPB) from April 2010.
    Following extensive consultation with us and other advisers, they have decided to remove the £240 annual charge before it takes effect, while retaining the 20bps cut. This means that every customer in Wrap SIPP or Wrap IPB is better off as a result of the re-pricing activity this year - none of them will pay the annual £240 charge.

    Please click here to login to your Standard Life Wrap Account
       

     

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    Posted in Pensions, SIPP, WRAP | No Comments »