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Monday, July 25th, 2011NEST Pensions – Do you know your enrolment date?
Tuesday, May 3rd, 2011Use the table below to get an idea of when the new law will apply to you. The date your duties will start is known as your ‘staging date’.
You’ll need to have details of your PAYE scheme to hand, including the reference number(s) and the size of your PAYE scheme. If you have more than one PAYE scheme, your duties will all start together from the staging date that comes first.
| Employer (by PAYE scheme size or other description) | Staging date |
|---|---|
| 120,000 or more | 1 October 2012 |
| 50,000-119,999 | 1 November 2012 |
| 30,000-49,999 | 1 January 2013 |
| 20,000-29,999 | 1 February 2013 |
| 10,000-19,999 | 1 March 2013 |
| 6,000-9,999 | 1 April 2013 |
| 4,100-5,999 | 1 May 2013 |
| 4,000-4,099 | 1 June 2013 |
| 3,000-3,999 | 1 July 2013 |
| 2,000-2,999 | 1 August 2013 |
| 1,250-1,999 | 1 September 2013 |
| 800-1,249 | 1 October 2013 |
| 500-799 | 1 November 2013 |
| 350-499 | 1 January 2014 |
| 250-349 | 1 February 2014 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 92, A1-A9, AA-AZ, B1-B9, BA-BY, M1-M9, MA-MZ, Z1-Z9 or ZA-ZZ | 1 March 2014 |
| 240-249 | 1 April 2014 |
| 150-239 | 1 May 2014 |
| 90-149 | 1 June 2014 |
| 50-89 | 1 July 2014 |
| Less than 50 with the last 2 characters in their PAYE reference numbers BZ | 1 August 2014 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 00-01 | 1 September 2014 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 02-04 | 1 October 2014 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 05-07, 0A-0Z, C1-C9, CA-CZ, D1-D9 or DA-DZ | 1 November 2014 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 08-11, 1A-1Z, E1-E9 or EA-EZ | 1 January 2015 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 12-15, 2A-2Z, F1-F9, FA-FZ, G1-G9 or GA-GZ | 1 February 2015 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 16-20, 3A-3Z, H1-H9 or HA-HZ | 1 March 2015 |
| Less than 50 with the last 2 characters in their PAYE reference numbers I1-I9, IA-IZ | 1 April 2015 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 21-25, 4A-4Z, J1-J9 or JA-JZ | 1 May 2015 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 26-31, 5A-5Z, K1-K9 or KA-KZ | 1 June 2015 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 32-38, 6A-6Z, L1-L9 or LA-LZ | 1 July 2015 |
| Less than 50 with the last 2 characters in their PAYE reference numbers N1-N9 or NA-NZ | 1 August 2015 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 39-47, 7A-7Z, O1-O9, OA-OZ, P1-P9 or PA-PZ | 1 September 2015 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 48-57, 8A-8Z, Q1-Q9, QA-QZ, R1-R9, RA-RZ, S1-S9, SA-SZ, T1-T9 or TA-TZ | 1 October 2015 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 58-69, 9A-9Z, U1-U9, UA-UZ, V1-V9, VA-VZ, W1-W9, WA-WZ | 1 November 2015 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 70-83, X1-X9, XA-XZ, Y1-Y9 or YA-YZ | 1 January 2016 |
| Less than 50 with the last 2 characters in their PAYE reference numbers 84-91 or 93-99 | 1 February 2016 |
| (a) Less than 50 unless otherwise described or (b) no PAYE scheme | 1 February 2016 |
| New employer (PAYE income first payable between 1st April 2012 and 31st March 2013) | 1 March 2016 |
| New employer (PAYE income first payable between 1st April 2013 and 31st December 2013) | 1 May 2016 |
| New employer (PAYE income first payable between 1st January 2014 and 30th September 2014) | 1 June 2016 |
| New employer (PAYE income first payable between 1st October 2014 and 30th June 2015) | 1 August 2016 |
| New employer (PAYE income first payable between 1st July 2015 and 31st March 2016 | 1 September 2016 |
If you need help setting up a nest pension scheme or an alternative qualifying scheme or wish to check if your current scheme qualifies contact us on admin@lyndhurstfm.co.uk or 01582 715777.
Mortgage Rates – 3 year fixed below 4% looks good!
Thursday, June 17th, 2010On Thursday 18th June 2010, Abbey are launching a new 3 year Fixed rate Core product, 70% LTV, 3.98% with a £995 fee.
If you would like further details on this please contact me on 01582 715777.
Nick Mann
Mortgage Adviser
